Life insurance with living benefits — Watts Unified Solutions

    Family Protection for Life and Legacy

    Life insurance with living benefits, plus the estate documents your family needs.

    Coverage We Help You Understand

    Term life insurance for family protection and income replacement

    Term Life Insurance

    Affordable temporary coverage for income replacement, mortgage protection, and family protection during your working years.

    Permanent life insurance with cash value and living benefits

    Permanent Life Insurance & Living Benefits

    Lifetime protection that may include cash-value features and living benefits after a qualifying illness, subject to policy terms.

    Final expense insurance for funeral and burial planning

    Final Expense Insurance

    Helps families prepare for funeral, burial, and end-of-life costs without adding financial burden.

    Business life insurance for continuity and key-person protection

    Business Protection

    Supports business continuity, key-person protection, and succession planning where appropriate.

    YOUR FAMILY'S PAPERWORK

    The 6 Documents Every Family Should Have

    Six documents. One clear plan.

    Black couple reviewing estate planning documents with a financial specialist
    Couple looking at the camera, holding a signed document

    Last Will & Testament

    Your wishes, in writing.

    Older woman and adult daughter looking at the camera

    Living Will / Advance Directive

    Your medical wishes, clear.

    Father and son looking at the camera with financial papers

    Financial Power of Attorney

    Someone trusted to handle money.

    Couple reviewing estate planning documents

    Healthcare Power of Attorney

    Someone trusted for medical choices.

    Multigenerational family looking at the camera on a front porch

    Revocable Living Trusts

    Assets move faster, with less court.

    Family planning for their children's future

    Guardianship for Minor Children

    Who raises your children, decided by you.

    Avoid DIY Hassles

    Lawyer-drafted, not risky templates.

    Avoid Probate Delays

    Faster transfer to your heirs.

    Annual Document Updates

    Keep it current as life changes.

    Sherman is a faith-driven financial professional and Army veteran who brings integrity, discipline, and a genuine desire to help others succeed. His servant mindset makes him someone you can trust when planning for a stronger financial future.
    Michael Fieger

    Devil Dog Marketplace

    LET'S TAKE THE FIRST STEP

    Ready to Protect What Matters Most?

    Get a personalized review of your coverage, living benefits, and legacy priorities.

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